Here’s a fine article from an English publication about the trade-off between putting money into savings or using it to pay down debt: http://www.money.co.uk/article/1004005-should-I-pay-off-my-debts-with-savings.htm
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Here’s a fine article from an English publication about the trade-off between putting money into savings or using it to pay down debt: http://www.money.co.uk/article/1004005-should-I-pay-off-my-debts-with-savings.htm
Sparkpoint MarinSparkpoint is a United-Way sponsored one-stop shop for financial advice and counseling, located in central San Rafael Classes have recently been scheduled for various Thursdays 1/12/12 through 5/31/12. You must register in advance for classes. For more information see Earned Asset Resource Network has announced a new program to incentivize kids and their parents to begin a savings program for college. See http://www.earn.org/site/index.php Advice of increasing your savings. Lot’s of practical tips and more. Visit us! The AssetPlatform is a resource for staff at nonprofit organizations that provide financial education, coaching and asset development services. United Way’s SparkPoint Centers work with families and individuals to create personal financial plans that help achieve their goals. Instead of providing a one-time “hand out,” SparkPoint partners with families for multiple years, providing a full-range of services to help manage credit, grow income and build assets.
For more information, see http://www.uwba.org/sparkpoint/
The U.S. Department of Health and Human Services (HHS), an FDIC Money Smart partner, manages the Assets for Independence (AFI) program that provides grants to nonprofit and government agencies to fund financial education and help low-income families build assets through matched savings accounts called Individual Development Accounts. The next grant application deadline is January 15, 2010. The AFI Resource Center is scheduling “how to” conference calls for grant applicants and their partner financial institutions. To learn more, start at http://www.acf.hhs.gov/programs/ocs/afi/ or call the AFI Resource Center at 1-866-778-6037. Assets for Independence (AFI) enables community-based nonprofits and government agencies to implement and demonstrate an assets-based approach for giving low-income families a hand up out of poverty. AFI projects help participants save earned income in special-purpose, matched savings accounts called Individual Development Accounts (IDAs). For more information, see our website. For a discussion of this new legislation, see http://www.recovery.gov/?q=content/frequently-asked-questions To learn about our resources please visit our web |
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