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IDA Programs – a Guide for Providers

Starting an IDA Program? Check Out Our New Practice Brief

EARN is a leading provider of Individual Development Account (IDA) with over 2,300 accounts opened to date. An IDA is a 401K-like matched savings account that helps families save toward homeownership, postsecondary education, or small business. With a 2:1 and 3:1 match EARN has helped over 500 families in the Bay Area.

In this new practice brief, entitled “Establishing an IDA Program,” we identify lessons learned from over 8 years of experience delivering a highly effective and efficient IDA program. This practice brief should be a guide for individuals and agencies interested in establishing an IDA program in the United States.

Download report…

San Francisco EARN


Works to break the cycle of poverty by matching the savings of low-wage workers and helping them invest in assets that build wealth, creating a cycle of prosperity across generations

San Francisco
235 Montgomery Street, Suite 300
San Francisco, CA 94104view map
(415) 217-3660 Main   Monday-Friday, 9-5
(415) 830-3002 Intake   Monday-Friday, 9-5
(415) 217-3663 Fax

Offers financial management training, matched savings accounts, and connections to bank accounts. Assists investors to build an Individual Development Account, or IDA, a matched savings account, like a 401k, designed to help working poor families accumulate money to invest in high return assets including home ownership, education and training or developing a small business. Some accounts can be used to save for a child’s education.

For more information, see our website.