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Privacy Policy

Last updated July 21, 2009

GetMoneySmart.info Privacy Policy


MarinLink, Inc. (“MarinLink”) is a non-profit 501(c)(3) corporation that operates the website www.GetMoneySmart.info (the “Site”).  This Privacy Policy is to inform you of our policies and procedures regarding the collection, use and disclosure of personal information we receive when you visit and use the Site.  This Privacy Policy applies only to information that you provide to us through the Site.  This Privacy Policy may be updated from time to time.  We will notify you of any material changes by posting the new Privacy Policy on the Site.  You are advised to consult this Privacy Policy regularly for any changes.


Information Collection:  Personally Identifiable Information

  • In the course of using the Site, we will ask you to provide us with certain personally identifiable information that can be used to contact or identify you and administer your use of the Site and our services (“Personal Information”).  Personal Information may include, but is not limited to, your name, phone number, email address and home and business postal addresses.   


  • Please be aware that when you submit postings, blogging entries or other content to the Site, other users of the Site will be able to see the comments or submissions that you post.  We recommend that you guard your anonymity and sensitive information and that you not provide information in your submissions that would allow others to identify you.


  • When you use the Site, our servers automatically record information that your browser sends whenever you visit a website or online service (Log Data).  This Log Data may include, but is not limited to, your computer’s Internet Protocol address, browser type, the web page you were visiting before you came to the Site and information you search for on the Site.  Like many websites, we use “cookies” to collect information.  A cookie is a small data file that we transfer to your computer’s hard disk for record-keeping purposes.  We may use “persistent cookies” to save your username and login password for future logins to the Site.  We also may use “session ID cookies” to enable certain features of the Site, to better understand how you interact with the Site and to monitor web traffic routing on the Site and aggregate usage of the Site.  You can instruct your browser, by changing its options, to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit.  If you do not accept cookies, however, you may not be able to use all portions of the Site or all functionality of the Site.  



Links to Other Sites

The Site may contain links to other websites.  If you choose to click on another third party link, you will be directed to that third party’s website.  The fact that we link to a website is not an endorsement of such third party’s privacy or information security policies or practices.  For example, if you choose to visit the websites of one of the participating agencies on the Site, we do not exercise control over such third party websites.  These other websites may place their own cookies or other files on your computer, collect data or solicit personal information from you.  Other websites and services follow different rules regarding the use or disclosure of the personal information you submit to them.  We encourage you to read the privacy policies or statements of the other websites you visit.


How We Use Personal Information

  • Personal Information is used for the following purposes:  (i) to provide and improve the Site, features and content, (ii) to administer your use of the Site, (iii) to enable users to enjoy and easily navigate the Site, (iv) to better understand your needs and interests, (v) to fulfill requests you may make, (vi) to personalize your experience, (vii) to provide service announcements, and (viii) to provide you with further information and offers from us that we believe you may find useful or interesting, including newsletters, marketing or promotional materials and other information on GetMoneySmart.info related services.  If you decide at any time that you no longer wish to receive such communications, please follow the unsubscribe instructions provided in any of the communications.  
  • We use information we obtain by technical means (such as the automatic recording performed by our servers or through the use of cookies) for the above purposes and in order to monitor and analyze use of the Site and for the technical administration of the Site, to increase the functionality and user-friendliness of the Site, to better tailor both to your needs, to generate and derive useful data and information concerning the interests, characteristics and website use behavior of our users, and to verify that visitors and users to and of the Site meet the criteria required to process their requests.


Information Sharing and Disclosure 


GetMoneySmart.info Users. Any comments or submissions that you post to the Site may be publicly available. Any information you choose to provide in a comment or a submission should reflect how much you want other users to know about you.  We recommend that you guard your anonymity and sensitive information and we encourage GetMoneySmart.info users to think carefully about what information about themselves they disclose in their comments or submissions.

Service Providers.  We may employ third party companies and individuals to facilitate the Site, to provide the Site on our behalf, to perform services related to administration of the Site (including, without limitation, maintenance, hosting and data center management services, web analytics and administration).  These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.  

Compliance with Laws and Law Enforcement.  MarinLink cooperates with government and law enforcement officials and private parties to enforce and comply with the law.  We will disclose any information about you to government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate to respond to claims and legal process (including but not limited to subpoenas), to protect the property and rights of MarinLink or a third party, to protect the safety of the public or any person, or to prevent or stop any activity we may consider to be, or to pose a risk of being, illegal, unethical, inappropriate or legally actionable.

Business Transfers.  MarinLink may sell, transfer or otherwise share some or all of its assets, including your Personal Information, in connection with a merger, acquisition, reorganization or sale of assets or in the event of bankruptcy.

Changing or Deleting Your Information


You may email us at [admin@GetMoneySmart.info] with a request that we delete your personal information from our database.  We will use commercially reasonable efforts to honor your request.  We may retain an archived copy of your records as required by law or for legitimate business purposes.  


Our Policy Toward Children


MarinLink does not knowingly collect personally identifiable information from children under 13.  If a parent or guardian becomes aware that his or her child has provided us with Personal Information without their consent, he or she should contact us at [admin@GetMoneySmart.info].  If we become aware that a child under 13 has provided us with Personal Information, we will delete such information from our files.




MarinLink is concerned with safeguarding your information.  We employ administrative, physical and electronic measures designed to protect your information from unauthorized access.


International Transfer


Your information may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the privacy laws may not be as protective as those in your jurisdiction.  If you are located outside the United States and choose to provide information to MarinLink, please be advised that we transfer Personal Information to the United States and process it there.  Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.




Identity theft and the practice currently known as “phishing” are of great concern to MarinLink.  Safeguarding information to help protect you from identity theft is a top priority.  We do not and will not, at any time, request your credit card information or national identification numbers in a non-secure or unsolicited e-mail or telephone communication.  For more information about phishing, visit the Federal Trade Commission’s website.


Contacting Us


If you have any questions about this Privacy Policy, please contact us at admin@GetMoneySmart.info.