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Practical advice on paying down debt and becoming a saver.

Financial education at https://powerpay.org/education/. Home loan and other calculators at https://powerpay.org/calculators/. Other useful links!

Mymoney.gov — Many Free Financial Education Resources

Sponsored by the U.S. Financial Literacy and Education Commission, http://www.mymoney.gov provides a broad array of information about home finance, credit and credit cards, scams, investing, self-employment and other financial subjects.

Creditfairy.org: Take Charge of Your Credit

The key to improving your credit is to first understand it. This site contains a range of tools and resources—build your knowledge, and build your credit. Click here!

Assetplatform.org: Resource for Nonprofits Offering Financial Education

The AssetPlatform is a resource for staff at nonprofit organizations that provide financial education, coaching and asset development services.

See http://assetplatform.org/apwebsite/Home.aspx

Debtors Anonymous

Debtors Anonymous is a fellowship of men and women who share their experience, strength and hope with each other that they may solve their common problem and help others to recover from compulsive debting. 

The only requirement for membership is a desire to stop incurring unsecured debt. There are no dues or fees for D.A. membership; we are self-supporting through our own contributions. 

For more information, see www.debtorsanonymous.org and www.ncdaweb.org



United Way SparkPoint Centers – Multiple Free Services

United Way’s SparkPoint Centers work with families and individuals to create personal financial plans that help achieve their goals. Instead of providing a one-time “hand out,” SparkPoint partners with families for multiple years, providing a full-range of services to help manage credit, grow income and build assets.
Services are provided by top-notch nonprofit and government partners – many of which are nationally recognized. (Services may vary by location.)

Credit Counseling/Repair
Job Placement/Training
Career Development
Higher Education
Entrepreneurship Training





Business Development
Benefit Screenings
Individual Development Accounts
Home Ownership
Tax Preparation

For more information, see   http://www.uwba.org/sparkpoint/




Bad Credit Hotel at Controlyourcredit.gov

Learn about dealing with bad credit issues by playing an unusual educational game at www.controlyourcredit.gov

Consumer Credit Counseling Agency of San Francisco

Consumer Credit Counseling Service of San Francisco (CCCS) is a non-profit service and a member of the National Foundation for Credit Counseling (NFCC). We are accredited by the Council on Accreditation of Services for Families and Children, Inc. and are certified by HUD to provide comprehensive housing counseling services. We’ve been providing money management information and assistance since 1969.

Mission Statement: By providing comprehensive financial counseling and education, we will help consumers achieve financial independence through debt reduction, homeownership, and improved money management skills. See https://www.cccssf.org/

Building a Better Credit Report

See the Federal Trade Commission’s fine site:


findlegalhelp.org — A Program of the American Bar Association

Find a lawyer, find legal information, or find out about using a lawyer at our website!