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findlegalhelp.org — A Program of the American Bar Association

Find a lawyer, find legal information, or find out about using a lawyer at our website!

California Employment Development Department — EDD

The Employment Development Department (EDD) is one of the largest state departments with employees at hundreds of service locations throughout the state. For more than 70 years, we have connected millions of job seekers and employers in an effort to build the economy of the Golden State.

Our Web site is your link to:

An […]

Smart About Money — a Program of NEFE

We provide tips for surviving the economy; a Wealth Care Kit (a guide for financial wellness); featured articles; and financial calculators. See our site, http://www.smartaboutmoney.org/

Help for Hard Times – Resources for Bay Area Residents

Here is a fine, comprehensive guide to services available to San Francisco Bay Area residents, including advice or resources covering a wide array of subjects, including:

personal budgeting

credit cards, credit repair, credit building

home financing, foreclosure, rental assistance

employment assistance, interview skills and resumes

financial counseling

medical issues

food assistance

family counseling

substance […]

ARRA: American Recovery & Reinvestment Act of 2009

For a discussion of this new legislation, see http://www.recovery.gov/?q=content/frequently-asked-questions

Credit Card Accountability, Responsibility & Disclosure Act of 2009

A Press Release from the White House on this new law increasing protection of credit card holders:

http://www.whitehouse.gov/the_press_office/Fact-Sheet-Reforms-to-Protect-American-Credit-Card-Holders/

NAPFA Consumer Webinar Series

The National Association of Personal Financial Advisors (see www.napfa.org) offers, at no charge, a series of web-based financial education seminars, including some held from August 7, 2009 till December 4, 2009.

For information and the schedule of classes, see http://www.napfa.org/consumer/UpcomingSessions.asp. Also, completed classes are stored in an online archive at http://www.napfa.org/consumer/ArchivedSessions.asp

[…]

Credit Card Repayment Calculator

The following website, from the Federal Trade Commission, provides a tool for determining how long it will take to pay off a credit card.

http://www.ftc.gov/creditcardcalculator

Refinance Rules Expanding to 125% Loan-to-Value

Homeowners taking part in the Obama administration’s housing rescue program through Fannie Mae and Freddie Mac will now be eligible even if their loan-to-value ratio is up to 125 percent. That means they can have up to 25 percent negative equity and still get a refinance.

The rule changes, part of the government’s […]