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	<title>Get Money Smart &#187; &#187; Business and Personal Loans &#171; Get Money Smart</title>
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	<description>Financial Education for Everybody</description>
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		<title>Keep Savings or Pay Off Debt?</title>
		<link>http://www.getmoneysmart.info/credit-counseling/keep-savings-or-pay-off-debt/</link>
		<comments>http://www.getmoneysmart.info/credit-counseling/keep-savings-or-pay-off-debt/#comments</comments>
		<pubDate>Thu, 07 Mar 2013 15:15:28 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Asset Building]]></category>
		<category><![CDATA[Business and Personal Loans]]></category>
		<category><![CDATA[Credit Counseling]]></category>

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		<description><![CDATA[<p>Here&#8217;s a fine article from an English publication about the trade-off between putting money into savings or using it to pay down debt: http://www.money.co.uk/article/1004005-should-I-pay-off-my-debts-with-savings.htm</p> <p>&#160;</p> <p>&#160;</p> ]]></description>
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		<title>FDIC Newsletter Spring 2012: CDs, Cars, Education</title>
		<link>http://www.getmoneysmart.info/bank-deposit-accounts/fdic-newsletter-spring-2012-cds-cars-education/</link>
		<comments>http://www.getmoneysmart.info/bank-deposit-accounts/fdic-newsletter-spring-2012-cds-cars-education/#comments</comments>
		<pubDate>Sun, 20 May 2012 20:17:49 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Bank Deposit Accounts]]></category>
		<category><![CDATA[Business and Personal Loans]]></category>
		<category><![CDATA[Education Planning]]></category>
		<category><![CDATA[Recent News and Articles]]></category>
		<category><![CDATA[Tips & Recent News]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=1004</guid>
		<description><![CDATA[<p>http://www.fdic.gov/consumers/consumer/news/cnspr12/?source=govdelivery</p> <p>Is the recent FDIC newsletter that has great guidance for buying bank certificates of deposit, paying for education and financing a new car</p> ]]></description>
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		<title>Pay Day Plus SF</title>
		<link>http://www.getmoneysmart.info/bank-deposit-accounts/pay-day-plus-sf/</link>
		<comments>http://www.getmoneysmart.info/bank-deposit-accounts/pay-day-plus-sf/#comments</comments>
		<pubDate>Sun, 17 Oct 2010 20:14:04 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Bank Deposit Accounts]]></category>
		<category><![CDATA[Business and Personal Loans]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=882</guid>
		<description><![CDATA[<p>Six San Francisco credit unions have teamed up with the Bank on San Francisco Program to offer lower-cost access to short-term loans.</p> <p>They are: Mission SF Federal Credit Union, 431-2268</p> <p>Northeast Community Federal Credit Union 434-0738</p> <p>Patelco Credit Union, 442-6200</p> <p>Redwood Credit Union, 800-479-7928</p> <p>San Francisco Federal Credit Union, 800-852-7598</p> <p>Spectrum Credit Union, 800-782-8782</p> <p>See [...]]]></description>
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		<title>Bank on San Francisco</title>
		<link>http://www.getmoneysmart.info/bank-deposit-accounts/bank-on-san-francisco/</link>
		<comments>http://www.getmoneysmart.info/bank-deposit-accounts/bank-on-san-francisco/#comments</comments>
		<pubDate>Sun, 17 Oct 2010 20:04:52 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Bank Deposit Accounts]]></category>
		<category><![CDATA[Business and Personal Loans]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=879</guid>
		<description><![CDATA[<p>Bank on San Francisco is the first comprehensive program in the United States to serve the &#8220;unbanked,&#8221; those who live without access to mainstream financial institutions and are forced to rely on expensive check-cashing services.</p> <p>For more information, see http://bankonsf.org/about</p> ]]></description>
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		<title>www.bankrate.com</title>
		<link>http://www.getmoneysmart.info/homes/www-bankrate-com/</link>
		<comments>http://www.getmoneysmart.info/homes/www-bankrate-com/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 16:30:49 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Bank Deposit Accounts]]></category>
		<category><![CDATA[Business and Personal Loans]]></category>
		<category><![CDATA[Home Buying, Mortgage Finance, Foreclosure]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=819</guid>
		<description><![CDATA[<p>Current interest rates on mortgages, lines of credit, credit cards, money market funds, certificates of deposit and much more. Visit us!</p> ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Women&#8217;s Initiative for Self Employment</title>
		<link>http://www.getmoneysmart.info/loans/womens-initiative-for-self-employment/</link>
		<comments>http://www.getmoneysmart.info/loans/womens-initiative-for-self-employment/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 20:01:44 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Business and Personal Loans]]></category>
		<category><![CDATA[Employment & Self Employment]]></category>
		<category><![CDATA[Financial Classes/Curricula -- Ongoing]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=734</guid>
		<description><![CDATA[<p>Women&#8217;s Initiative for Self Self Employment is a Bay Area non-profit which provides high-potential, lower-income women the training, training, and on-going support to start and grow their business. The business management training, technical assistance, and financial services we provide &#8212; in English and Spanish &#8212; improve the quality of life for the women we serve, [...]]]></description>
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		<title>Responsible Pay Day Lending Program for San Franciscans</title>
		<link>http://www.getmoneysmart.info/loans/responsible-pay-day-lending-program-for-san-francisans/</link>
		<comments>http://www.getmoneysmart.info/loans/responsible-pay-day-lending-program-for-san-francisans/#comments</comments>
		<pubDate>Sat, 13 Feb 2010 23:04:44 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Business and Personal Loans]]></category>

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		<description><![CDATA[Mayor Gavin Newsom and Treasurer José Cisneros today announced the launch of Payday Plus SF, an alternative payday loan offered by six San Francisco Credit Unions that will provide responsible small dollar loans of up to $500, with low interest rates, financial counseling, and an extended <p></p> Mayor Gavin Newsom and Treasurer José Cisneros today [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Guide to Starting a Small Business</title>
		<link>http://www.getmoneysmart.info/loans/guide-to-starting-a-small-business/</link>
		<comments>http://www.getmoneysmart.info/loans/guide-to-starting-a-small-business/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 22:43:29 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Business and Personal Loans]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=437</guid>
		<description><![CDATA[<p>A guide to issues around starting a small business, including applying for a loan, business plans, marketing, franchises, working from the home and many other topics:</p> <p>http://www.mymoney.gov/smbus.shtml</p> ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>U.S. Small Business Admin &#8212; ARC Loan Program</title>
		<link>http://www.getmoneysmart.info/loans/us-small-business-admin-arc-loan-program/</link>
		<comments>http://www.getmoneysmart.info/loans/us-small-business-admin-arc-loan-program/#comments</comments>
		<pubDate>Mon, 25 May 2009 19:48:49 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Business and Personal Loans]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=250</guid>
		<description><![CDATA[<p>If your small business is stressed meeting expenses during these economic times, the U.S. Small Business Administration has a new loan program designed just for you.</p> <p>SBA’s America’s Recovery Capital Loan Program can provide up to $35,000 in short-term relief for viable small businesses facing immediate financial hardship to help ride out the current uncertain [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Small Business Dev&#8217;t Center at Santa Rosa Junior College</title>
		<link>http://www.getmoneysmart.info/loans/small-business-devt-center-at-santa-rosa-junior-college/</link>
		<comments>http://www.getmoneysmart.info/loans/small-business-devt-center-at-santa-rosa-junior-college/#comments</comments>
		<pubDate>Mon, 25 May 2009 19:27:49 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Business and Personal Loans]]></category>
		<category><![CDATA[Financial Classes/Curricula -- Ongoing]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=246</guid>
		<description><![CDATA[<p>Do not be misled by our name. We are invested in Marin County and want to be of service to you. Small business is the heart of our local and national economic growth.</p> <p>Our mission is helping people in Marin and Sonoma counties who want to start a business or have a small business that [...]]]></description>
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