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	<title>Get Money Smart &#187; &#187; Asset Building &#171; Get Money Smart</title>
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	<link>http://www.getmoneysmart.info</link>
	<description>Financial Education for Everybody</description>
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		<title>Keep Savings or Pay Off Debt?</title>
		<link>http://www.getmoneysmart.info/credit-counseling/keep-savings-or-pay-off-debt/</link>
		<comments>http://www.getmoneysmart.info/credit-counseling/keep-savings-or-pay-off-debt/#comments</comments>
		<pubDate>Thu, 07 Mar 2013 15:15:28 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Asset Building]]></category>
		<category><![CDATA[Business and Personal Loans]]></category>
		<category><![CDATA[Credit Counseling]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=1031</guid>
		<description><![CDATA[<p>Here&#8217;s a fine article from an English publication about the trade-off between putting money into savings or using it to pay down debt: http://www.money.co.uk/article/1004005-should-I-pay-off-my-debts-with-savings.htm</p> <p>&#160;</p> <p>&#160;</p> ]]></description>
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		<title>Sparkpoint Marin &#8211; hub for Financial Education and Services</title>
		<link>http://www.getmoneysmart.info/credit-counseling/961/</link>
		<comments>http://www.getmoneysmart.info/credit-counseling/961/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 19:00:26 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Asset Building]]></category>
		<category><![CDATA[Bank Deposit Accounts]]></category>
		<category><![CDATA[Classes & Events]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Financial Behavior & Counseling]]></category>
		<category><![CDATA[Financial Classes/Curricula -- Ongoing]]></category>
		<category><![CDATA[Retirement Accounts and Investments]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=961</guid>
		<description><![CDATA[Sparkpoint Marin <p>Sparkpoint is a United-Way sponsored one-stop shop for financial advice and counseling, located in central San Rafael Classes have recently been scheduled for various Thursdays 1/12/12 through 5/31/12. You must register in advance for classes. For more information see</p> <p>http://sparkpointcenters.org/marin-center</p> ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Kindergarten to College: EARN&#8217;s New Savings Program for Kids</title>
		<link>http://www.getmoneysmart.info/teens-and-parents/kindergarten-to-college-earns-new-savings-program-for-kids/</link>
		<comments>http://www.getmoneysmart.info/teens-and-parents/kindergarten-to-college-earns-new-savings-program-for-kids/#comments</comments>
		<pubDate>Wed, 06 Oct 2010 13:13:53 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Asset Building]]></category>
		<category><![CDATA[Recent News and Articles]]></category>
		<category><![CDATA[Teens and Parents]]></category>
		<category><![CDATA[Tips & Recent News]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=877</guid>
		<description><![CDATA[<p>Earned Asset Resource Network has announced a new program to incentivize kids and their parents to begin a savings program for college. See http://www.earn.org/site/index.php</p> ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Feed the Pig</title>
		<link>http://www.getmoneysmart.info/financial-counseling/feed-the-pig/</link>
		<comments>http://www.getmoneysmart.info/financial-counseling/feed-the-pig/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 16:37:25 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Asset Building]]></category>
		<category><![CDATA[Financial Behavior & Counseling]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=822</guid>
		<description><![CDATA[<p>Advice of increasing your savings. Lot&#8217;s of practical tips and more. Visit us!</p> ]]></description>
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		<title>Assetplatform.org: Resource for Nonprofits Offering Financial Education</title>
		<link>http://www.getmoneysmart.info/credit-counseling/assetplatform-org-resource-for-nonprofits-offering-financial-education/</link>
		<comments>http://www.getmoneysmart.info/credit-counseling/assetplatform-org-resource-for-nonprofits-offering-financial-education/#comments</comments>
		<pubDate>Sun, 06 Dec 2009 18:04:37 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Asset Building]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Employment & Self Employment]]></category>
		<category><![CDATA[Financial Behavior & Counseling]]></category>
		<category><![CDATA[Home Buying, Mortgage Finance, Foreclosure]]></category>

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		<description><![CDATA[<p>The AssetPlatform is a resource for staff at nonprofit organizations that provide financial education, coaching and asset development services.</p> <p>See http://assetplatform.org/apwebsite/Home.aspx</p> [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>United Way SparkPoint Centers &#8211; Multiple Free Services</title>
		<link>http://www.getmoneysmart.info/credit-counseling/united-way-sparkpoint-centers-multiple-free-services/</link>
		<comments>http://www.getmoneysmart.info/credit-counseling/united-way-sparkpoint-centers-multiple-free-services/#comments</comments>
		<pubDate>Fri, 27 Nov 2009 21:13:12 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Asset Building]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Employment & Self Employment]]></category>
		<category><![CDATA[Home Buying, Mortgage Finance, Foreclosure]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=571</guid>
		<description><![CDATA[<p style="padding-right: 0px; padding-left: 0px; padding-bottom: 20px; padding-top: 10px;">United Way&#8217;s SparkPoint Centers work with families and individuals to create personal financial plans that help achieve their goals. Instead of providing a one-time &#8220;hand out,&#8221; SparkPoint partners with families for multiple years, providing a full-range of services to help manage credit, grow income and build assets. [...]]]></description>
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		<title>Attn: Non-Profits &#8212; Grant Opportunity from HHS (deadline 1/15/10)</title>
		<link>http://www.getmoneysmart.info/asset-building/attn-non-profits-grant-opportunity-from-hhs-deadline-11510/</link>
		<comments>http://www.getmoneysmart.info/asset-building/attn-non-profits-grant-opportunity-from-hhs-deadline-11510/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 17:00:57 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Asset Building]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=557</guid>
		<description><![CDATA[<p>The U.S. Department of Health and Human Services (HHS), an FDIC Money Smart partner, manages the Assets for Independence (AFI) program that provides grants to nonprofit and government agencies to fund financial education and help low-income families build assets through matched savings accounts called Individual Development Accounts. The next grant application deadline is January 15, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Assets for Independence Program (for CBOs offering Asset Building)</title>
		<link>http://www.getmoneysmart.info/asset-building/assets-for-independence-program-for-cbos-offering-asset-building/</link>
		<comments>http://www.getmoneysmart.info/asset-building/assets-for-independence-program-for-cbos-offering-asset-building/#comments</comments>
		<pubDate>Sun, 26 Jul 2009 19:11:32 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Asset Building]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=419</guid>
		<description><![CDATA[<p>Assets for Independence (AFI) enables community-based nonprofits and government agencies to implement and demonstrate an assets-based approach for giving low-income families a hand up out of poverty. AFI projects help participants save earned income in special-purpose, matched savings accounts called Individual Development Accounts (IDAs).</p> <p>For more information, see our website.</p> ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ARRA: American Recovery &amp; Reinvestment Act of 2009</title>
		<link>http://www.getmoneysmart.info/homes/arra-american-recovery-reinvestment-act-of-2009/</link>
		<comments>http://www.getmoneysmart.info/homes/arra-american-recovery-reinvestment-act-of-2009/#comments</comments>
		<pubDate>Sun, 19 Jul 2009 17:47:27 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Asset Building]]></category>
		<category><![CDATA[Employment & Self Employment]]></category>
		<category><![CDATA[Home Buying, Mortgage Finance, Foreclosure]]></category>
		<category><![CDATA[Recent News and Articles]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=371</guid>
		<description><![CDATA[<p>For a discussion of this new legislation, see http://www.recovery.gov/?q=content/frequently-asked-questions</p> ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Marin County Free Library &#8212; Resources for Starting a Small Business</title>
		<link>http://www.getmoneysmart.info/loans/marin-county-free-library-resources-for-starting-a-small-business/</link>
		<comments>http://www.getmoneysmart.info/loans/marin-county-free-library-resources-for-starting-a-small-business/#comments</comments>
		<pubDate>Fri, 22 May 2009 21:28:21 +0000</pubDate>
		<dc:creator><![CDATA[Stan]]></dc:creator>
				<category><![CDATA[Asset Building]]></category>
		<category><![CDATA[Business and Personal Loans]]></category>

		<guid isPermaLink="false">http://www.getmoneysmart.info/?p=211</guid>
		<description><![CDATA[<p>To learn about our resources please visit our web </p> ]]></description>
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